FinTech In Progress

CC Points Tracker

Full card lifecycle management. 50+ clients, real-time P&L.

CP

Project Overview

A points consulting operator was losing money tracking 50+ clients across spreadsheets. This platform manages the entire credit card lifecycle — applications, spend deadlines, bonus tracking, credit monetization, and real-time P&L per client and card.

Nine build phases shipped and counting. Features include Monarch bank sync for automatic spend tracking, processor reconciliation, credit opportunity detection, and a complete financial engine with service package management.

Replaced an error-prone manual process with a system that gives the operator real-time visibility into profitability across their entire book of business.

9 build phases shipped

From foundation to financial engine to bank sync — each phase adding a complete capability.

Real-time P&L

Per-client, per-card profitability tracking with processor fee reconciliation.

Monarch bank sync

Automatic spend tracking via Monarch API integration. No manual data entry.